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1
What types of financial aid are available at Heritage Valley Sewickley School of Nursing?
As a student at Heritage Valley Sewickley School of Nursing, you may qualify for federal and state financial aid including the: Federal Pell Grant; Federal Supplemental Educational Opportunity Grant (FSEOG); Pennsylvania State Grant; Federal Nursing Student Loan; Federal Stafford Loan; and Federal Parent Loan for Undergraduate Students (PLUS).
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2
Can you give me an idea, based on my family’s income, whether it’s worth applying?
Unfortunately, that's not easy. Because many factors (e.g. household size, number of family members in college, income, certain assets, etc.) are considered in the determination of your eligibility for financial aid, it is difficult to estimate your eligibility based on income alone. The Financial Aid Office recommends that every student apply for financial aid at least once to have his or her eligibility reviewed. Keep in mind that, in general, any accepted student is eligible for some type of financial assistance regardless of his or her calculated financial need.
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3
How do I apply?
To apply for both federal and state financial aid programs, you must complete the Free Application for Federal Student Aid (FAFSA). FAFSA forms are generally available from high school guidance offices. Students may also complete the FAFSA online at www.fafsa.ed.gov. In addition, all accepted Heritage Valley Sewickley School of Nursing freshmen and returning students must complete an Institutional Aid Application. The Financial Aid Office automatically sends this application to all accepted freshmen and transfer students prior to their enrollment in school.
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4
The FAFSA asks for Heritage Valley Sewickley School of Nursing’s Federal School Code. What is it?
Heritage Valley Sewickley School of Nursing’s Federal School Code is 006576.
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5
What are the application deadlines or suggested completion dates?
Students are able to complete the FAFSA beginning January 1st of the year they will enroll in college (e.g. January 1, 2007 for the 2007-2008 academic year). The Financial Aid Office recommends that students complete the FAFSA each year by May 1st. Late applicants will be considered on a funds available basis. New students are asked to complete the Institutional Aid Application, a form either sent to all accepted freshmen and transfer students, or provided during the interview, immediately upon receipt.
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6
My parent(s) can’t help me with college expenses. Does that mean I’ll receive more money?
Financial aid programs are based on the belief that students (and their parents or spouses, if applicable) have primary responsibility for paying their educational expenses. If you are a dependent student, your parent’s inability to assist you with expenses should be evident from the information you and your parent provide on the FAFSA form. Although it may mean a significantly increased amount of debt, which should be carefully considered, most students can cover their educational expenses with the help of available financial aid programs.
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7
Does applying as an Independent student increase my financial aid eligibility?
The financial aid eligibility of an Independent student is determined solely from a review of his or her own (and spouse’s, if applicable) information as reported on the FAFSA. For the 2007-2008 academic year, you are independent for financial aid purposes if at least one of the following applies:
- you were born before January 1, 1984 ( for the 2007-2008 academic year);
- you’re enrolled in a graduate or professional educational program (beyond a bachelor’s degree);
- you’re married;
- you’re an orphan or ward of the court (or were a ward of the court until age 18);
- you’re a veteran of the U.S. Armed Forces; or
- you have children for whom you provide more than half support.
- you have dependents (other than your children or spouse) for whom you provide more than half support, now and through June 30, 2008.
If you have unusual circumstances that you feel make you Independent even though none of the above criteria applies to you, please contact the Financial Aid Office to discuss your situation.
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8
I was selected for federal verification. What does that mean?
Verification is a process the Department of Education uses to make sure that the information reported on the FAFSA is accurate. Some FAFSA applications are selected because of inconsistent information and others are chosen at random. For applications that are selected, the Financial Aid Office requests copies of student's and parents' (if dependent) federal tax returns and W-2s as well as completion of a verification form. The Student Financial Aid Office then compares information on the tax returns and other documents to the FAFSA and corrects any errors. The student is notified of any corrections made and the effect the changes have had on his or her aid eligibility. For more information about verification, click here.
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9
Our family has special circumstances (e.g. recent loss or reduction of income, considerable un-reimbursed medical or dental expenses, private school tuition expenses, etc.). Can the Financial Aid Office consider these circumstances when reviewing my eligibility for financial aid?
Please contact the Financial Aid Office to discuss any special circumstances you feel might affect the amount you and your family can contribute toward your educational expenses. The Financial Aid Specialist will determine whether your eligibility for financial aid can be reevaluated due to your family’s special circumstances.
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10
When will I know how much financial aid I am eligible for?
The Financial Aid Office begins sending Financial Aid Award Notices to new freshmen and transfer students in June. Most new freshmen and transfer students with a complete financial aid application on file will receive their Financial Aid Award Notices by the end of July.
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11
I don't need the entire Federal Stafford (or PLUS) Loan amount that's been approved. How can I reduce the loan amount?
To reduce or cancel your AES/PHEAA Stafford (or PLUS) Loan amount, contact AES/PHEAA at 800-692-7392. If your loan is through a guarantor other than AES/PHEAA, contact your lender to reduce or cancel the loan amount.
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12
I received a Financial Aid Award Notice, but need more money than I’ve been offered. What else is available?
The Financial Aid Office sends students information about student loans and PLUS loans with the financial aid packet. If other sources are needed, please contact the Financial Aid Office to discuss additional resources.
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13
Where can I get information about scholarships?
Heritage Valley Sewickley School of Nursing scholarship information can be requested by contacting the Financial Aid Office. Other possible sources of scholarship information include: your high school guidance office; libraries; unions; churches; civic organizations; chambers of commerce; and the internet. The following web sites provide financial aid and/or scholarship information: www.fastweb.com; www.collegeboard.org; www.finaid.org; www.nasfaa.org; and www.pheaa.org.
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14
What does it cost to attend Heritage Valley Sewickley School of Nursing?
The estimated cost of tuition, fees, (nursing and non-nursing courses), undergraduates enrolled full-time (i.e. 12-18 credit hours per semester) for two semesters during the 2006-2007 academic year is as follows:
Accelerated Program
Note: All fees are subject to change without notice.
2006-2007 |
Year 1 |
Year 2 |
| Tuition |
$7,650 |
$6,875 |
| Fees |
$1,300 |
$1,450 |
| Books* |
$1,105 |
$552 |
| Uniforms** |
$250 |
$40 |
| TOTAL |
$10,305 |
$8,917 |
* Estimate based on 2005-06
** Estimate based on average package |
|
Progressive Program
Note: All fees are subject to change without notice.
2006-2007 |
Year 1 |
Year 2 |
Year 3 |
| Tuition |
$3,150 |
$5,250 |
$6,125 |
| Fees |
$600 |
$750 |
$1,270 |
| Books* |
$590 |
$550 |
$268 |
| Uniforms** |
$0 |
$250 |
$40 |
| TOTAL |
$4,340 |
$6,800 |
$7,703 |
* Estimate based on 2005-06
** Estimate based on average package |
|
|
Actual costs for each academic year are determined during the summer prior to the start of that year
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15
When will I receive the fall semester bill?
You will receive the fall semester bill from the Heritage Valley Sewickley School of Nursing in early August. Please note that financial aid awards will not be listed on the bill. All awarded federal and state financial aid will be listed on your Financial Aid Award Letter and should be deducted from your bill. Awards will be listed on the bill as funds are received by the School. If any awarded federal and state financial aid is not listed on your bill after the first month of the term, please contact the Financial Aid Office for assistance. If you are receiving other sources of funding not listed on the bill, please contact the Financial Aid Office for assistance.
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16
Does Heritage Valley Sewickley School of Nursing offer a payment plan?
Heritage Valley Sewickley School of Nursing also offers a Monthly Payment Plan, which is administered by the Financial Aid Office. Information on payment plans is available upon request.
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17
The amount of financial aid I’m receiving exceeds my bill. Can I use my refund to buy my books?
Financial aid refunds may be used for any educational expenses, including books. Keep in mind, however, that your refund will not be available in time for you to buy your books. Therefore, you should plan to use other funds to buy your books. The Rust Book Loan Program is available to students with enough financial aid resources to cover tuition, fees and books. Contact the Financial Aid Office for more information. Rust Book Loan forms are provided during Freshman Registration.
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